Terms of Use

1. Acceptance of Terms

By accessing or using the Moneros Finance exchange service ("Service"), you agree to be bound by these Terms of Use in full. If you do not accept these terms, you must not use the Service.

2. Description of Service

Moneros Finance is an automated, non-custodial cryptocurrency exchange service. Its primary function is enabling users to swap supported digital assets into Monero (XMR) without registration or identity verification. The Service operates as a fully automated engine: deposits are detected on-chain, swapped at the current locked rate, and dispatched to the provided destination wallet — without any manual intervention.

3. Eligibility

You must be at least 18 years of age to use this Service. By proceeding, you confirm that you meet this requirement. You are solely responsible for ensuring that your use of the Service complies with the laws of your jurisdiction, including any restrictions on cryptocurrency exchange or the use of privacy coins such as Monero.

The Service is not available to persons residing in jurisdictions where cryptocurrency exchange, Monero transactions, or related activities are prohibited by law. Determining your legal eligibility is your responsibility.

4. No Financial Advice

Nothing on this platform constitutes financial, investment, legal, or tax advice. Cryptocurrency markets are volatile. You assume all risks associated with swapping digital assets. Moneros Finance bears no responsibility for investment losses, exchange rate movements, or any financial outcome of using the Service.

5. User Responsibilities

• You are solely responsible for the accuracy of the Monero destination address you provide. Transactions sent to incorrect addresses are irreversible and cannot be recovered.
• You are responsible for ensuring all funds submitted for exchange are legally obtained and not proceeds of criminal activity.
• You must not use this Service for money laundering, terrorist financing, sanctions evasion, fraud, or any other illegal purpose.
• You are responsible for all applicable tax obligations in your jurisdiction arising from cryptocurrency transactions.

6. Transaction Finality

Blockchain transactions are irreversible. Once a deposit to a generated address is confirmed on-chain, the swap process is initiated automatically and cannot be halted, reversed, or modified. Deposits to incorrect or expired addresses are handled on a best-efforts basis — contact support immediately if this occurs.

7. Exchange Rates and Fees

Exchange rates are fetched live at order creation and locked for 30 minutes. The Monero amount displayed at the time of order is an estimate based on the locked rate; minor variations may arise from outgoing network fees. Moneros Finance charges a service fee incorporated into the displayed exchange rate — there are no additional hidden charges.

8. Prohibited Use

You may not use the Service to:

• Launder money or conceal the origin of criminally obtained funds
• Finance terrorism, extremist groups, or sanctioned entities
• Circumvent economic sanctions imposed by any international authority
• Engage in fraud, theft, or handling of stolen cryptocurrency
• Violate any applicable local, national, or international laws or regulations

9. Limitation of Liability

To the maximum extent permitted by applicable law, Moneros Finance shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including loss of funds caused by incorrect destination addresses, blockchain network congestion or delays, exchange rate fluctuations, or service interruptions.

Our aggregate liability to you for any claim arising from these Terms or the Service shall not exceed the transaction fees paid by you in the 30 days immediately preceding the claim.

10. Service Availability

We aim for continuous, 24/7 availability but do not guarantee uninterrupted access. The Service may be suspended or terminated at any time for maintenance, security incidents, or legal compliance requirements.

11. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Updated terms will be posted on this page with a revised date. Continued use of the Service following any modification constitutes acceptance of the updated terms.

12. Governing Law

These Terms of Use are governed by applicable law. Any disputes arising from or related to these Terms or your use of the Service shall be resolved through binding arbitration or in a court of competent jurisdiction.

13. Contact

Questions about these Terms of Use can be directed to support@moneros.finance.